By Lucy Cooper

31st October 2019

Cheryl Cole Net Worth: From Council Flat To Money On Tap

Cheryl Cole’s net worth is even more impressive when you consider her humble beginnings on a council estate in Newcastle Upon Tyne, United Kingdom.

The 36 year old has had a long career in the spotlight, dating back to 2002 when she first appeared on our screens. Since, she has accumulated a hefty net worth of £28 million– but just how has she done it?


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Under dressed 😏🧡💛💚💙💜 #theglobalawards

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Cheryl Cole Net Worth: Girls Aloud

Let’s start with the obvious. Geordie lass Cheryl first rose to fame when she won Popstars: The Rivals in 2002, alongside four other girls who would together go on to form Girls Aloud, comprised of Kimberley Walsh, Nicola Roberts, Sarah Harding, Nadine Coyle and of course, Cheryl herself.

Their success trumped anything the show could ever predict, going on to become the biggest- selling girl band of the 21st century.

cheryl cole net worth
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It was announced in 2009 by The Times, that the group were the highest-earning UK reality television stars, worth a total of £25million between them. With twenty consecutive top-ten singles under their belt, their success set each of them up nicely for their solo careers, set to launch after their split in 2013.

Perhaps some members more than others, were predicted to maintain the same success alone, with Cheryl being one of them. She was arguably the ringleader of the group, and the most adored, meaning everyone in the industry wanted a bit the ‘Cheryl Cole’ brand.

Cheryl Cole Net Worth: X Factor

Proving herself as more than just a performer, and rather a pubic figure, she was snapped up by industry leader Simon Cowell, to replace Sharon Osbourne as a judge on his show X Factor, even before the band officially split. Cheryl’s appearance on the show brought a barrel more attention to her band, consequently bumping up their fortune to over £30m after Cheryl’s spot on the panel.

cheryl cole net worth
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After establishing herself as a judge on the show, she branched out to the US version in 2011. Rather controversially, her move didn’t last long, with the decision for Cheryl to step down came before the first show was even aired.

Boss Cowell explained in an interview that after filming day ONE of auditions, it was painfully clear that Cheryl wasn’t herself, nor was she up to fulfilling the role:

“She was nervous, shy, not in her comfort zone. She’d put on a bit of weight, but not loads… That wasn’t the issue. The only way I can describe it is that it wasn’t Cheryl sitting in that seat. She’d lost her confidence.” 

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Following their blip, a few years later in 2014 Simon invited Cheryl back to UK X Factor, where she judged series 11 and 12.

Cheryl Cole Net Worth: Solo Music Career

In terms of her solo music career, her string of number one solo hits, including her iconic debut ‘Fight For This Love, proved everyone right that her success would soar above her fellow band members. Since her first album, 3 Words, she has gone on to release four more including, Parachute, Messy Little Raindrops, A Million Lights and Only Human. 


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I can not believe it has been 10 years since Fight For This Love was released, 10 YEARS!!! Thank you so much for all the memories and love for this song. I am as thankful today as I was all those years ago. Thank you @xhannahtweedy for this amazing edit. I appreciate it so much. Soldiers, I SALUTE YOU 💂🏼‍♂️❤️

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For a while after the birth of son Bear, with boyfriend at the time Liam Payne, she has lay low on the music front, until about a year in to Motherhood, when she released her fifth studio album, Love Made Me Do It, in July 2018.


Of course, with the audience and following that Cheryl had in her heyday, it would have been an opportunity missed NOT to bring out an autobiography.

Everyone wanted to know everything there was to know about the star, so behind the scenes details from the horse’s mouth itself, was priceless and of course, a sell-out. Her autobiography ‘Cheryl: My Story’ had 275,000 copies sold since being published in 2012.


Contributing to Cheryl’s net worth fortune, was her nine year long stint as L’Oreal’s British spokesperson. She has faced the brand since 2009 after she was offered a multi-million pound deal whilst judging The X Factor.


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Really happy to have been part of such a great show alongside some incredible women (&men) ..some old friends, and made some new ones too 👑 thank you to my @lorealmakeup family #womanofworth #lorealpfw

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Since L’Oreal ended Cheryl’s ties with them earlier this year, she has spoke only highly of her time working with them:
 “I have had an amazing experience as L’Oreal Paris’ UK spokesmodel for the past nine years and have loved working with the team over there. It always felt like more than a partnership and I would like to thank them for all the opportunities it has afforded me.”

The Greatest Dancer

A new show to hit our screens earlier this year was British dance competition, The Greatest Dancer, sees dancers of any age perform on stage in a bid to win over the audience for the chance to win £50,000 and the opportunity to perform on Strictly Come Dancing.


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Can’t believe it’s the live shows for @greatestdancer tomorrow 💙😱

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Cheryl’s first passion was actually dance, so along with the experience of the band, she was the perfect candidate to star on the panel:

“The show feels fresh and because it’s a new ­format she is excited by that. Dance has always been a passion for her so it feels right for her.”

Her Love Life

Perhaps the aspect of her life that’s demanded the most attention from the public is Cheryl’s rather eventful love life. Since she famously married England and Chelsea footballer Ashley Cole back in 2004, her love life has played out for us all to watch.

She was the subject of one of the biggest scandals at the time- when it was revealed that Cole had cheated on Cheryl (for the first time), just two years in to their marriage. After choosing to give things another go, the footballer proved a leopard never changes their spots, cheating on her for the second time in 2010; unsurprisingly, their divorce soon followed.

cheryl cole net worth

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Getting herself back on the market didn’t take long, as after just three months of dating her new squeeze, Jean-Bernard Fernandez-Versini, she was a married woman again.

The French restauranteur and the Geordie lass only last a year until another divorce for Cheryl. Following this, she moved on to arguably her most controversial relationship- with One Direction’s Liam Payne.

cheryl cole net worth

Image Source/ The Sun

The pair began dating December 2015, despite Liam being eleven years her junior (and having judged his audition on X Factor back in 2008 (when he was just 15). Despite controversy and opinions surrounding their relationship, the pair welcomed their first child, Bear, in March 2017.

Sadly, just a year after the birth, Cheryl and Liam parted ways but the pair fortunately still, reportedly, remain close:

“We still have so much love for each other as a family. Bear is our world and we ask that you respect his privacy as we navigate our way through this together.””

Cheryl Cole Net Worth: What’s Next?

Given that Payne is worth a staggering £47 million, nearly double that of his ex, there’s one less pressure for single Mum Cheryl. Not relying on Liam’s money, she’s still very much a part of the industry and working on growing her net worth even more.


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I am SO excited to tell you that I will be a guest judge on the first ever series of UK Drag Race !!!!! … I am such a huge fan of the show and can not wait to watch our UK queens make their mark! Coming soon to @bbcthree .. Gentlemen Start your engines and may the best woman win 👸🏻 @dragraceukbbc #dragraceuk

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Starting with her guest judge appearance on the first ever series of UK Drag Race- hitting our screens soon.

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