Prepare To Be Shocked…
In 2014, it was revealed that there was around £60bn in physical notes and coins in circulation in the UK!
25. A Closed Checking Account Can Haunt You…
When the majority of people close a checking account, they wrongly think nothing more of it.
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Closed checking accounts can come back to haunt you if you forget to switch over your auto-pay transactions, meaning your closed account can still be charged which can result in fees and penalties!
26. Avoiding Checking Account Fees…
Many banks charge a monthly fee if you sign up for a checking account, but sometimes these fees can be avoided.
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Other banks categorise their payments as “PPD” (prearranged payment and deposits), which means you are freed from these kinds of fees.
27. Rates ARE Negotiable
While banks would have you think otherwise, rates are actually negotiable. If you notice your lender offering a better rate to newcomers, you can request that your rate be discounted!
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