They Don’t Want You To Know This…
Although we have a tendency to call 1p and 2p coins ‘coppers’, they’re actually made of steel, not copper.
43. Service Fees…
While many banks don’t charge a monthly or annual service fee, there are still plenty that do.
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If you are signed up with one of the banks that do charge this fee, then you might be able to avoid it by exclusively using online banking.
44. Membership Fees
If exclusive online banking isn’t an option for you then you could join a not-for-profit, members only credit union instead of your chosen bank.
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You will probably be asked for an upfront membership fee, but in exchange you will pay a lower services rate than you would have at the bank.
45. Membership Fees Are Refundable?!
Unlike banks, credit unions can sometimes accept their membership fees as a refundable deposit instead of a charge!
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