What Banks Don’t Want You To Know…
1.71m people in the UK do not currently have their own bank accounts, one third of them say this is down to preference!
28. Refinancing Is Easier Than You Think!
Banks prefer not to go into the details of how easy refinancing your assets to another lender really is -which is why they would rather negotiate your rates.
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But as long as you carefully calculate the switching costs, refinancing can save you huge amounts of money in the long run!
29. Bi-Monthly Is Best…
Most people know that making additional mortgage repayments using on offset account is a helpful way of paying off the debt sooner.
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What banks don’t want you to know, however, is that making bi-monthly repayments instead of monthly ones, could actually help you save more money!
30. Specialist Lenders Can Help…
If you receive government benefits or have a poor credit history, then seeking out a specialist with more lenient criteria may just be the thing you need. Banks on the other-hand would have you paying a higher interest fee!
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